Privacy Policy

Metropolitan Commercial Bank Privacy Policy Notice:                                         Rev. 8/2015

FACTS WHAT DOES METROPOLITAN COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Identification Information
  • Account Balances
  • Transaction History
  • Account Transactions
  • Checking Account Information
  • Wire Transfer Instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Metropolitan Commercial Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Metropolitan Commercial Bank, N.A. Share? Can you limit this sharing?
For our everyday business purposes – 
such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes - 
to offer our products and services to you.		 Yes No
For joint marketing with other financial companies. Yes No
For our affiliates’ everyday business purposes – 
information about your transactions and experiences.		 No We don't share
For our affiliates’ everyday business purposes - 
information about your creditworthiness.		 No We don't share
For our affiliates to market to you. No We don't share
Questions? Call 1-866-363-8226 or visit www.metropolitanbankny.com
What we do  
How does Metropolitan Commercial Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Metropolitan Commercial Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for financing
  • Show your driver’s license
  
  • Provide account information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates everyday business purposes- information about your credit worthiness,
  • Affiliates from using your information to market to you,
  • Sharing for non affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Metropolitan Commercial Bank does not share with our Affiliates so they can market to you.
Non affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Metropolitan Commercial Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card account companies.

BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. Juice Prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. Card program marketed and administered by Praxell, Inc. 

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: When you apply for a Card, we will ask you for your name, address date of birth, social security number or country identification number, and other information that will allow us to identify you. We also may ask to see your driver's license or other documentation bearing your photo as verification of your identity.
FOR CUSTOMER SERVICE CALL Praxell, Inc., Juice Prepaid Mastercard at
1-855-687-2114